See what some of my former clients have to say about working with me...

"We connected with Phil through our realtor and could not have been happier with our experience. We moved to Oregon from California and he walked us through some of the different aspects of the lending/home-buying process in OR. He answered emails quickly and thoroughly, which helped the process go very smoothly. As with any home-buying process, there were lots of documents to sign and Phil made it very easy on us by emailing documents that could be signed electronically. Since our loan funded, Phil has kept in touch with us by sending a welcoming note upon our arrival in OR, as well as sending monthly emails about our new area. We highly recommend Phil and his team at Mortgage Trust!"
-Jill R., Tigard, OR

"Ours was not an "easy" loan. Phil was able to work around some complicated, unforeseen former short-sale timing issues, which enabled us to close on our new house as scheduled. This was especially critical because we were moving to Oregon from a different state."
-Holly B., Portland,OR 

"Phil  helped with my first house 13 years ago and was there again for my resent purchase. Answered all my questions, there through the whole process from beginning to end."
 - Dawn I., West Linn, OR

"For someone as busy as I am with work everyday Phil was very easy to work with. We had an initial meeting at his office and communicated via email, phone, and text from there on. From the beginning Phil ran a series of comparisons for different loan amounts and options so we could get a leg on the price range we would be most comfortable with and the general terms we felt were best with the loan. He answered our many questions quickly and provided video explanations for those that were more complicated, as well as external references. Coming into closing, we had a tight travel deadline which some last minute changes from the seller threatened to disrupt. Luckily Phil and his team were able to arrange for these changes and get us through closing within our tight timeline. In all, the process was much easier than I had imagined, due in large part to Phil."
 - Matt L., Montavilla, Portland, OR

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